"The Truth about
Truck Warranties. Don't give
yourself TWO auto payments!"
Warranties are controversial at best. You have
the right to improve your vehicle under the Magnuson Moss Warranty Act
of 1975. Some dealers want to play god and wave their magic wand and say
you have no warranty now. But that's not how it works; they have to
prove in writing that what you added caused some stock part to fail. If
they threaten you, usually just asking them to put it in writing will
reverse their threats, and if you have a good relationship with your
auto dealer, they may go to bat for you and not have a problem.
But if it gets complicated,
you have to decide if want to defend your rights or don't want the
hassle should a question come up. I get asked this question a lot with
chips, micro turners and washable high flow air filter kits. The only
time Iíve seen a problem with air intake systems is when someone puts
too much oil on a filter after they have washed it. Then the oil can get
into the intake manifold and collect dirt. But what if the oil wasnít in
the intake tube, would the dirt just to straight to the engine? And with
micro tuners, it's possible to turn up the power enough to start
damaging transmissions, u-joints, axles etc. So common sense leads the
way to how far you can go. Rights are like women, forget about them and
you loose them.
After you finally get the price you want on your truck, of
course it only took seven trips to the manager for the next "final offer because
we are loosing so much money on this deal," now exhausted from the five hours of
test driving and reading the big magic marker offers brought back by the
salesperson. Finally you think it's over, you're relaxed. Your are even joking
with the salesperson about the whole negotiating thing. And guess what you just
got set up for? Oh No! It's the Finance Manager. Look at that pin stripe
suit, he must be important! Oh No! Look at that Smile and Handshake, he
Must be my Best Friend! Look at all the awards on the wall! And Look he got me
the payment I worked hard to get earlier and GAVE me a truck warranty (without raising),
(raising a little) , or (lowering my payment)! He must really like me! " It's
amazing how often this exact scenario happens each day at dealerships." Did we
forget there is "no free lunch." Somebody has to pay for it and that my friend
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Dealerships use what is called "leg." They are pulling yours!
When working your
payments, they left room for extra interest and a warranty in the payment they
quoted you and you worked so hard to get them down to. Another good reason to
"Get the money First." I'm not against warranties, in most cases I recommend
them. I just think you should know what you are buying and for how much. Not
being rushed into it at the last minute when you're tired and just want to go
home in Your New Truck, or at least New to You, so you start signing everything
in site. As I recommend getting your auto loan before you go shopping for
trucks, I also recommend doing your homework before you buy the "Free" warranty
from a dealer. All warranties are not created equal. Some are down right
worthless! They only cover what doesn't break down. Then try to get your new
"Best Friend the finance manager," to return your phone calls! His phone's not
working. He still love's you, he just doesn't want to talk to you anymore.
Why not test drive your truck warranty like you do the pickup you're looking at!
You hear a lot in the press about recalls. It's has become pretty much common
place to have recalls from the manufacture. They will fix these problems, but it
shows you that they are trying to make vehicles too fast. With the big boom in the
economy that we had for the last 10 years," yes I did say had," manufactures had
record truck sales. There were assembly lines with workers jogging along the
trucks putting parts on. Some manufactures had 3 shifts running 24 hrs a
day. Other manufactures put up quick factories in Mexico and South America. I have
seen several trucks built "99 to 2000" with defects that only come from too much
hurried production. Now it looks like the manufactures will have more time in
increase quality, at least I hope that's what they will do with this slow
period. But buyer beware! There are dozens of computers that run automobiles
today. The time when you could work on your own car or truck, is passing.
Mechanics today have to plug their computers into your car's computer to find
the problem. And did you know that besides the $90 an hour for working on your
vehicle, you pay $90 each time they have to plug it in to their computer to
diagnosis each problem. It must be something they picked up from doctors!
You don't usually know what the first owner of the truck did with it. Did they
pull a trailer? A really big trailer? Did they do all the required maintenance?
Did they race uncle Jed to the airport in it? Especially with diesels, filters
and servicing can mean the difference between it lasting 50,000 miles or 300,000
miles. This is when you need the truck health insurance! Four-wheel
drives have twice as many expensive parts, as do their cousins the 4x2.
When things like transfer cases, differentials, axles and trannies go down, you
could be adding several zeros on the end of that check you trade the
mechanic for your fixed again pickup truck or you could be glad you test drove
the right warranty for 30 days to see if you like it. Don't forget the rental
car that's included with the warranty, if yours breaks down. You will still need
to get to work to pay the car payment even without the car. And since moving to
the big city, having "road side assistance" to fix or tow my vehicles, gives me
great peace of mind knowing my family won't be stranded on the freeway!
Free Online Warranty Quote
New and used Warranties, Emergency Roadside Assistance,
Towing, And they Call You Back!
"The User Friendly Warranty"
You can also call these folks to get a monthly interest free
payment plan called "Pay As You Go Program." Warrantybynet starts your warranty
when you enroll with them, not the in-service date, (when the vehicle was first
titled,) like your friend the dealership finance manager generally uses. Look at
it as you would your health insurance, hope you don't need it but tickled when
the hospital brings in the best doctors because you have the
And that's my opinion of ten years in the auto business wondering why everybody
is some kind of a manager in the auto business, who makes a commission when they
smile and shake your hand. Me I'm just a "good ole country boy trying to make
good " in the city and save the farm! I recommend what I believe in. Back when I
was still farming and ranching, I used to go to Denver and help my friends buy
trucks from the "Sharks" late on Saturday night at the end of the month. Most of
the sales people you meet are regular people, but things get interesting when
they bring you their "manager."
I was looking to buy a 2000 used Taurus from a new car
dealership I work with. The Taurus had 29,000 miles on it. I priced the best
extended warranty I could buy from the manufacture for 6 years 100,000 miles.
The dealer cost was higher from the manufacture with $50 deductible than
the quote I got from the internet with $0 deductible and the same coverage! I'm
convinced, go ahead take a test drive.
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