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"Welcome to MrTruck's Warranty Wisdom"

"The Truth about Truck Warranties. Don't give yourself TWO auto payments!"

Warranties are controversial at best. You have the right to improve your vehicle under the Magnuson Moss Warranty Act of 1975. Some dealers want to play god and wave their magic wand and say you have no warranty now. But that's not how it works; they have to prove in writing that what you added caused some stock part to fail. If they threaten you, usually just asking them to put it in writing will reverse their threats, and if you have a good relationship with your auto dealer, they may go to bat for you and not have a problem.

But if it gets complicated, you have to decide if want to defend your rights or don't want the hassle should a question come up. I get asked this question a lot with chips, micro turners and washable high flow air filter kits. The only time Iíve seen a problem with air intake systems is when someone puts too much oil on a filter after they have washed it. Then the oil can get into the intake manifold and collect dirt. But what if the oil wasnít in the intake tube, would the dirt just to straight to the engine? And with micro tuners, it's possible to turn up the power enough to start damaging transmissions, u-joints, axles etc. So common sense leads the way to how far you can go. Rights are like women, forget about them and you loose them.

After you finally get the price you want on your truck, of course it only took seven trips to the manager for the next "final offer because we are loosing so much money on this deal," now exhausted from the five hours of test driving and reading the big magic marker offers brought back by the salesperson. Finally you think it's over, you're relaxed. Your are even joking with the salesperson about the whole negotiating thing. And guess what you just got set up for? Oh No! It's the Finance Manager. Look at that pin stripe suit, he must be important! Oh No! Look at that Smile and Handshake, he Must be my Best Friend! Look at all the awards on the wall! And Look he got me the payment I worked hard to get earlier and GAVE me a truck warranty (without raising), (raising a little) , or (lowering my payment)! He must really like me! " It's amazing how often this exact scenario happens each day at dealerships." Did we forget there is "no free lunch." Somebody has to pay for it and that my friend is you!

Dealerships use what is called "leg." They are pulling yours! When working your payments, they left room for extra interest and a warranty in the payment they quoted you and you worked so hard to get them down to. Another good reason to "Get the money First." I'm not against warranties, in most cases I recommend them. I just think you should know what you are buying and for how much. Not being rushed into it at the last minute when you're tired and just want to go home in Your New Truck, or at least New to You, so you start signing everything in site. As I recommend getting your auto loan before you go shopping for trucks, I also recommend doing your homework before you buy the "Free" warranty from a dealer. All warranties are not created equal. Some are down right worthless! They only cover what doesn't break down. Then try to get your new "Best Friend the finance manager," to return your phone calls! His phone's not working. He still love's you, he just doesn't want to talk to you anymore.


Why not test drive your truck warranty like you do the pickup you're looking at!

You hear a lot in the press about recalls. It's has become pretty much common place to have recalls from the manufacture. They will fix these problems, but it shows you that they are trying to make vehicles too fast. With the big boom in the economy that we had for the last 10 years," yes I did say had," manufactures had record truck sales. There were assembly lines with workers jogging along the trucks putting parts on. Some manufactures had 3 shifts running 24 hrs a day. Other manufactures put up quick factories in Mexico and South America. I have seen several trucks built "99 to 2000" with defects that only come from too much hurried production. Now it looks like the manufactures will have more time in increase quality, at least I hope that's what they will do with this slow period. But buyer beware! There are dozens of computers that run automobiles today. The time when you could work on your own car or truck, is passing. Mechanics today have to plug their computers into your car's computer to find the problem. And did you know that besides the $90 an hour for working on your vehicle, you pay $90 each time they have to plug it in to their computer to diagnosis each problem. It must be something they picked up from doctors!

Ford Direct

You don't usually know what the first owner of the truck did with it. Did they pull a trailer? A really big trailer? Did they do all the required maintenance? Did they race uncle Jed to the airport in it? Especially with diesels, filters and servicing can mean the difference between it lasting 50,000 miles or 300,000 miles. This is when you need the truck health insurance! Four-wheel drives have twice as many expensive parts, as do their cousins the 4x2. When things like transfer cases, differentials, axles and trannies go down, you could be adding several zeros on the end of that check you trade the mechanic for your fixed again pickup truck or you could be glad you test drove the right warranty for 30 days to see if you like it. Don't forget the rental car that's included with the warranty, if yours breaks down. You will still need to get to work to pay the car payment even without the car. And since moving to the big city, having "road side assistance" to fix or tow my vehicles, gives me great peace of mind knowing my family won't be stranded on the freeway!

New and used Warranties, Emergency Roadside Assistance, Towing, And they Call You Back!
"The User Friendly Warranty"

You can also call these folks to get a monthly interest free payment plan called "Pay As You Go Program." Warrantybynet starts your warranty when you enroll with them, not the in-service date, (when the vehicle was first titled,) like your friend the dealership finance manager generally uses. Look at it as you would your health insurance, hope you don't need it but tickled when the hospital brings in the best doctors because you have the best insurance!

And that's my opinion of ten years in the auto business wondering why everybody is some kind of a manager in the auto business, who makes a commission when they smile and shake your hand. Me I'm just a "good ole country boy trying to make good " in the city and save the farm! I recommend what I believe in. Back when I was still farming and ranching, I used to go to Denver and help my friends buy trucks from the "Sharks" late on Saturday night at the end of the month. Most of the sales people you meet are regular people, but things get interesting when they bring you their "manager."

I was looking to buy a 2000 used Taurus from a new car dealership I work with. The Taurus had 29,000 miles on it. I priced the best extended warranty I could buy from the manufacture for 6 years 100,000 miles. The dealer cost was higher from the manufacture with $50 deductible than the quote I got from the internet with $0 deductible and the same coverage! I'm convinced, go ahead take a test drive.

"MrTruck's Insider Club" The Truth about Trucks!  Nine fact filled reports to Save You Money, Time, and still get the Right Truck & Accessories! Get breaking truck news first. Reviews and custom truck evaluations just for you. Friends donít let friends buy the wrong truck!

Why pay for auto repairs?  We are all aware that repairs to your vehicle are expensive, inconvenient and that most repairs to your automobile will occur after the manufacturer's warranty has expired. This means that in the future, you will be responsible for any and all repairs.

But did you know that most vehicles are still eligible for extended warranty coverage even after you have purchased your vehicle, or after the original warranty has expired! As our extended warranty partner, can save you literally hundreds or thousands of dollars on these costly repairs.

In addition to their knowledgeable, experienced and friendly consultants, they provide a warranty that is one of the most affordable and comprehensive available on the market. Test drive their extended warranty program today and find out why it's called "The User Friendly Warranty". For a free instant online quote for your new or pre-owned vehicle, Click Here.

Click to get a quote on auto insurance.

The Federal Magnuson-Moss Warranty Act Does Not Apply to Leased Vehicles.

The New York Supreme Court, Appellate Division, recently ruled in three cases that the federal Magnuson-Moss Warranty Act does not apply to automobile leases. The Federal Magnuson-Moss Warranty Act only applies to claims by car buyers. The appellate courts dismissed plaintiffs' claims under the Magnuson-Moss Warranty Act in all three cases because that Act does not apply to automobile leases.

I'm often asked about with modifications to your truck and how it effects your trucks warranty. In a nutshell, there is a law that aftermarket dealers quote often, Magnuson-Moss Warranty Federal Trade Commission Improvement Act of 1975, which spells out your rights with warranties. The basic things you had to worry about when modifying your truck was not to change the emissions settings and for a dealer to deny you warranty work, they had to prove your modifications caused the failure not just claim it did. But now a new victory for dealers that might affect the rest of us. For you folks modifying your trucks that are being leased, you want to be careful.

The New York Supreme Court recently ruled in three cases all with Daimler Chrysler as defendant, that leased vehicles are not protected by the Federal Magnuson-Moss Warranty Act. The high court ruled the law only pertains to purchased vehicles. But if you purchased your truck, you do have the lawful rights to modify your truck if it doesn't change the emissions of the vehicle or if the accessory you added doesn't damage the factory components.

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